Mortgage Deposit Calculator
Work out how long it will take to save for your house deposit and plan your property purchase
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UK Mortgage Deposit Calculator: Plan Your Property Purchase
How to Use the Mortgage Deposit Calculator
Our mortgage deposit calculator helps you plan your property purchase by showing exactly how long it will take to save for your deposit.
What You Need to Know
Enter your target property value, choose your deposit percentage (typically 5-25%), and tell us how much you can save monthly. We'll show you when you'll have enough for your deposit.
Understanding Deposit Requirements
Most lenders require a minimum 5% deposit, but larger deposits often mean better mortgage rates. A 20% deposit typically gives you access to the best deals.
Tips for Saving Your Deposit
Use a high-interest savings account or Help to Buy ISA. Consider government schemes like Help to Buy or Shared Ownership if you're a first-time buyer.