The Money Makeover

Debt Repayment Calculator

Create a plan to pay off your debts using proven methods

Debt Repayment Calculator Coming Soon

We're working on bringing you a comprehensive debt repayment calculator with snowball and avalanche methods.

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UK Debt Repayment Calculator: Get Debt-Free Faster

How to Use the Debt Repayment Calculator

This calculator helps you create a strategic plan to pay off your debts faster using two proven methods:

Debt Snowball Method

Pay minimum amounts on all debts, then put extra money toward the smallest debt first. This method provides psychological wins and motivation.

Debt Avalanche Method

Pay minimum amounts on all debts, then put extra money toward the highest interest rate debt first. This method saves the most money on interest.

Getting Started

Add all your debts including credit cards, loans, and other borrowing. For each debt, enter the balance, minimum payment, and interest rate.

Tips for Success

Choose the method that motivates you most. Consider your personality - do you need quick wins (snowball) or maximum savings (avalanche)?